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Solutions For Financial Institutions

Not Just An Auditor, An Extension Of Your Team

At GBQ, we don't just audit your books; we help you write the next chapter. With deep roots in the credit union & financial services space, we bring more than compliance expertise; we bring perspective. 

Our team acts as a true partner, identifying gaps, improving processes, and offering insights that spark action. You're not just checking boxes. You're advancing a mission. And we're right there with you.

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We Serve Financial Institutions With Pride

GBQ's credit union & financial institution specialists provide value that spans beyond regulatory checklists. We understand your mission and will work to become a true partner in helping you achieve your objectives. Whether we're delivering opinion audits, consulting on compliance programs, or helping you expand your field of membership, GBQ brings the integrity, expertise, and care you and your members, deserve.

The Peace Of Mind You Expect From Your CPA

We pride ourselves on being leaders in regulatory and advisory services. But that's only the tip of the iceberg. We help credit unions & financial institutions empower growth.

Assurance Services
GBQ's robust suite of assurance and compliance services and our partnership-oriented approach are key to addressing your strategic, operational, regulatory, and compliance challenges.
Consulting Services
Financial institutions across the country trust GBQ to provide strategic guidance that helps identify opportunities, streamline processes, and make data-driven decisions that strengthen their competitive position and better serve members, including fraud risk management, merger assistance, and beyond.
Compliance Training
Maintaining regulatory compliance requires ongoing education for your entire team. GBQ provides credit unions and financial institutions with comprehensive online educational resources, including continued professional education webinars and certification programs that ensure your employees stay current with evolving regulations.
Internal Audits & Agreed-Upon Procedures
GBQ's professional credit union auditors and financial institution professionals implement a 5-phased framework designed to meet your goals. Through our proven methodology, we ensure consistency, quality, and a competitive advantage.

"The experience with GBQ go far and above accounting. We look at GBQ as a business partner."

How Can We Exceed Your Institution's Expectations Today?

We believe in the power of value-added service, and our team is committed to being a strategic partner for the credit union clients and financial institution clients we serve. The competitive financial services industry continues to evolve, requiring financial institutions and their partners (like GBQ) to be familiar with emerging trends and mandates. Credit unions, financial institutions, and their advisors must be current on regulatory compliance matters, information technology, security of member information, accounting and financial reporting prouncements, and asset/liability management strategy. It's because of our concentration on these critical areas that GBQ's team continues to be on the leading edge of sharing topical and timely information. Keep reading to learn more about the solutions we bring to the table. Or, click here to contact GBQ's Credit Union & Financial Institution Team today.

ACH Audit & Risk Assessment

Our goal is to keep your organization safe while identifying areas of potential risk. As professional credit union compliance service providers, our team of experts understands the importance of your Automated Clearing House (ACH) audit services and is focused on helping you, your employees, and your members with peace of mind.

BSA/AML/OFAC Compliance

The Bank Secrecy Act (BSA) requires financial institutions to conduct, or have conducted, independent testing of the institution’s BSA/Anti-Money Laundering (AML) compliance program.

The scope and quality of our BSA/AML independent review is a proven approach for identifying risks, what is being done to ensure these risks are being managed and controlled, and the status of your credit union’s compliance with government mandates.

Business Technology Solutions

Our Business Technology Solutions model combines strategy, risk, and data solutions to ensure your data investments serve you and your members as effectively and efficiently as possible, while ensuring your data and your members’ sensitive data are safe and secure.

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Federal Tax Services

Your credit union is our priority, and our tax professionals are known for delivering tax services that address your unique issues and provide your business with advantageous tax treatment.

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Field Of Membership Expansion

We’re not just auditors and tax professionals; we are credit union consultants known for identifying areas of opportunity to expand your reach and drive membership growth. Our clients enjoy expert guidance that streamlines the process of expanding their credit union’s membership. Let us help you as well.

Forensic & Bond Claim Recovery

Our forensic auditors are attentive, meticulous and ready to work with you to navigate complex claims with confidence to recover what's rightfully yours.

Merger Consulting

Credit union mergers require careful navigation of regulatory requirements, financial analysis, and strategic planning to ensure a successful combination that benefits all members. Our merger consulting expertise guides you through due diligence, regulatory compliance, and integration planning, helping you evaluate opportunities and execute transactions that strengthen your institution's long-term sustainability.

Opinion Audits

Through a strategic approach of testing, fieldwork, and reporting, we hold true to our belief that audits are not a “one size fits all,” solution. That’s why our audit professionals collaborate with you and your team every step of the way. This approach ensures a customized engagement that addresses challenges unique to your credit union.

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Other Compliance Services For Credit Unions

Today, your service needs extend well beyond Audit and IT. You face strategic, operational, regulatory, and compliance challenges as well. GBQ’s team of credit union regulatory and compliance professionals is experienced, knowledgeable, and ready to help your institution meet its compliance requirements. Our goals are to help our clients with the most practical approaches to meet the ever-changing and complex compliance requirements.

Services include:

  • ACH Audit

  • ACH Risk Assessment Gap Services

  • Appraisal Policy Audit

  • BSA Training

  • BSA/AML Audit

  • BSA/AML/OFAC Risk Assessment

  • Consumer Lending Compliance Audit

  • Credit Card Compliance Audit

  • Fair and Accurate Credit Transactions Act Compliance Audit

  • Fair Credit Reporting Act (FCRA) Compliance Audit

  • Fair Housing Act (FHA) Audit

  • Fair Lending Compliance Training

  • Fair Lending Audit

  • Flood Protection Act Compliance Audit

  • Funds Availability Compliance Audit

  • Mortgage Regulation Compliance Audit

  • Regulation B – Equal Credit Opportunity Act Compliance Audit

  • Regulation C – Home Mortgage Disclosure Act (HMDA) Compliance Audit

  • Regulation E – Electronic Funds Transfer Compliance Audit

  • SAFE Act Independent Audit

  • TILA – RESPA Compliance Audit

  • Truth-in-Lending Compliance Training

  • Truth-in-Savings Compliance Audit

  • UDAAP Compliance Audit

  • Vendor Due Diligence Audit

  • Website Compliance Audit

SAFE Act Compliance

Ensuring your mortgage loan originators meet federal registration and licensing requirements isn't just about compliance; it's about protecting your credit union from regulatory penalties and maintaining member trust. We provide SAFE Act audit services for independent testing of our clients' compliance with 12 CFR Part 1007, "SAFE Mortgage Licensing Act – Federal Registration of Residential Mortgage Loan Originators (Regulation G).

How Does GBQ Work With Financial Institutions | Credit Union Audit Services | GBQ Partners

Who We Work With

Built To Serve Financial Institutions Of All Sizes

We specialize in working with mid-sized credit unions and financial institutions, but have the experience and team depth to support emerging institutions and those at scale. Whether you need help navigating complex audits or building a long-term compliance strategy, we tailor our approach to your needs.

How Does GBQ Work With Credit Unions | Best Credit Union Auditors | GBQ Partners

How We Work 

Expertise With Integrity, Service With Heart

Our industry veterans have decades of experience. In fact, our reports are often used by examiners as training tools. Our midpoint pricing model offers a premium service delivery, with collaborative onboarding and project management.

Financial Institutions Count On GBQ
30+
Dedicated team members
30
Years Industry Experience (& Counting)
176
Credit Unions Served (& Counting)
$35+
Billion Total Assets Of Credit Union Clients
IT Services For Financial Institutions | Credit Union Technology Services | GBQ Partners
Empowering You To Maximize Technology & Data Investments To Build Trust & Keep The Bad Guys Out
Executives of financial institutions face increased compliance demands, evolving and growing cyber threats, and competitive pressure for innovations driven by new technology. Our Technology Solutions include IT audit, risk, compliance, and cybersecurity services. Our team can help the savvy Credit Union CEO balance these competing demands and get back to focusing on growth. Click on the button below to learn more about our specific technology services for financial institutions.
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Insights That Move With The Market
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Meet The Credit Union Team
Scott Runyan
Scott Runyan
Partner, Financial Services
Steve Lillie
Steve Lillie
Partner, Financial Services
Mike Jones
Mike Jones
Partner, Financial Services
Keri Lillie
Keri Lillie
Director, Regulatory Compliance & Advisory
Shelley Ciupak
Shelley Ciupak
Director, Regulatory Compliance & Advisory
Ben Willard
Ben Willard
Director, Regulatory Compliance & Advisory
Ethan Lane
Ethan Lane
Senior Manager, Financial Services
Kyle Barnes
Kyle Barnes
Manager, Financial Services
Financial Services
Matthew Kramarich
Matthew Kramarich
Manager, Financial Services
Kevin Wilkins
Kevin Wilkins
Senior Manager, Financial Services
Will Clark
Will Clark
Manager, Financial Services
Financial Services
Looking for help? At GBQ, you have direct access to experts who will take your success personally. Send a brief message outlining your needs and our Advisor will reach out directly to discuss.
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